What is an Anti-Theft Device in Car Insurance?
<lingo>An anti-theft device is any device used to prevent or deter the unauthorized appropriation of items considered valuable. It includes anything that reduces the likelihood that your car will be stolen or broken into, such as a steering wheel locking device or even a car alarm. Since anti-theft devices have been shown to decrease the risk of your car being stolen or broken into, insurance companies will often give drivers discounts for installing these devices. However, some anti-theft devices are more effective than others, so you will need to speak to your insurance company to determine which devices will save you the most money.</lingo>
Anti-Theft Devices Explained
According to the FBI's Uniform Crime Reporting (UCR) Program, there were over 760,000 motor vehicle thefts in the United States in 2016, amounting to an average loss of $7,680 per vehicle. Particularly if you live in or frequently travel to moderate- to high-crime areas, it's important to take as many precautions as possible to protect your car from damage or theft. Installing anti-theft devices is just one way you can do this, while also saving you money on your car insurance. Examples of anti-theft devices include steering wheel locks, tire locks, hood locks, vehicle tracking devices, dashboard cameras, kill switches, and car alarms. With the rapid growth of technology, newer and more advanced devices are being developed all the time, so aim to keep abreast of these technologies to give your car the highest level of protection possible.
<twitter>According to the FBI's Uniform Crime Reporting (UCR) Program, there were over 760,000 motor vehicle thefts in the United States in 2016</twitter>
Although it's not exclusively an anti-theft device, having a car garage also protects your vehicle from damage and theft, in addition to protecting it from exposure to harmful weather conditions. Another way to maximize the protection of your vehicle is to upgrade to a newer model that comes with built-in devices, such as advanced car alarms, cameras, and automatic locking systems. Newer models often come with additional protective features that can ultimately reduce your risk of damage and save you money on car insurance, so they tend to be worth the initial investment in the long run.