Roadside Assistance - Auto Insurance

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What is Roadside Assistance in Car Insurance?

<lingo>A roadside assistance plan is designed to help you when your vehicle breaks down. Specific services can vary by carrier, but some common services included with a roadside assistance plan include towing to a nearby repair shop, battery service, fuel delivery, lockout services, and flat tire service. You can typically add a roadside assistance plan to your existing auto insurance policy for a flat monthly rate. Having one of these plans in place can give you added protection and peace of mind behind the wheel.</lingo>

Roadside Assistance Clearly and Briefly Explained

Whether you have a long daily commute or only drive leisurely, a roadside assistance plan is smart to have. After all, you never know when you may find yourself stranded with a flat tire, a dead battery, or a major mechanical problem. Most roadside assistance plans will include towing up to a certain number of miles, with the option for you to pay extra to have your vehicle towed additional miles.


Sometimes, the need to tow your vehicle can be avoided with a roadside assistance plan. For example, if you run out of gas in the middle of nowhere, you can call your roadside assistance carrier to come deliver a few gallons of fuel so you can make it to the next gas station. If you lock yourself out of your car, many roadside assistance plans even come with lock-out services from an experienced locksmith.


<twitter>Whether you have a long daily commute or only drive leisurely, a roadside assistance plan is smart to have.</twitter>



Dead batteries, flat tires, and many other common issues can also be taken care of by your roadside assistance carrier. If your car gets stuck in a ditch, for example, many roadside assistance services offer extraction or vehicle-winching services as well.


Of course, specific services and the costs associated with them can vary from one carrier to the next. This is why it's always a good idea to shop around for the roadside assistance policy that's best for your needs and budget. Check with your current auto insurance carrier to see what they'd charge you to add roadside assistance to your existing coverage.