Auto Insurance Quotes & Facts For The Ford Explorer
- The average price of insurance for the Ford Explorer is $53 a month for standard coverage and $27 a month for minimum coverage.
- The lowest monthly payment is offered by: Progressive
- The Ford Explorer that has the lowest price to insure is the: 1991 Ford Explorer with an average standard coverage insurance price of $41 a month.
- The Ford Explorer that has the highest cost to insure is the: 2021 Ford Explorer with an average standard coverage insurance price of $79 a month.
How Much Does Car Insurance Cost For Your Ford Explorer?
What year is your Ford Explorer?
2021 Ford Explorer
Average Annual Cost (Standard)
$951
Average Annual Cost (Minimum)
$314
Trims Available
Limited, Platinum, Police Interceptor, ST, XLT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $242 | $813 |
| 2 | State Farm | $249 | $740 |
| 3 | GEICO | $286 | $782 |
| 4 | Progressive | $316 | $914 |
| 5 | Allstate | $478 | $1,504 |
2020 Ford Explorer
Average Annual Cost (Standard)
$915
Average Annual Cost (Minimum)
$314
Trims Available
Limited, Platinum, Police Interceptor, ST, XLT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $239 | $790 |
| 2 | State Farm | $249 | $698 |
| 3 | GEICO | $286 | $758 |
| 4 | Progressive | $318 | $905 |
| 5 | Allstate | $478 | $1,426 |
2019 Ford Explorer
Average Annual Cost (Standard)
$878
Average Annual Cost (Minimum)
$320
Trims Available
Limited, Platinum, Police Interceptor, Sport, XLT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $254 | $683 |
| 2 | Erie | $264 | $779 |
| 3 | GEICO | $280 | $704 |
| 4 | Progressive | $294 | $835 |
| 5 | Allstate | $506 | $1,388 |
2018 Ford Explorer
Average Annual Cost (Standard)
$855
Average Annual Cost (Minimum)
$323
Trims Available
Limited, Platinum, Police Interceptor, Sport, XLT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $259 | $670 |
| 2 | Erie | $264 | $758 |
| 3 | GEICO | $286 | $700 |
| 4 | Progressive | $301 | $816 |
| 5 | Allstate | $507 | $1,329 |
2017 Ford Explorer
Average Annual Cost (Standard)
$847
Average Annual Cost (Minimum)
$331
Trims Available
Limited, Platinum, Police Interceptor, Sport, XLT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $261 | $661 |
| 2 | Erie | $264 | $744 |
| 3 | GEICO | $286 | $691 |
| 4 | Progressive | $337 | $867 |
| 5 | Allstate | $507 | $1,274 |
2016 Ford Explorer
Average Annual Cost (Standard)
$807
Average Annual Cost (Minimum)
$326
Trims Available
Limited, Platinum, Police Interceptor, Sport, XLT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $261 | $650 |
| 2 | Erie | $264 | $724 |
| 3 | GEICO | $286 | $650 |
| 4 | Progressive | $312 | $788 |
| 5 | Allstate | $507 | $1,223 |
2015 Ford Explorer
Average Annual Cost (Standard)
$790
Average Annual Cost (Minimum)
$342
Trims Available
Limited, Police Interceptor, Sport, XLT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $275 | $634 |
| 2 | Erie | $291 | $739 |
| 3 | GEICO | $315 | $667 |
| 4 | Progressive | $325 | $760 |
| 5 | Allstate | $505 | $1,151 |
2014 Ford Explorer
Average Annual Cost (Standard)
$753
Average Annual Cost (Minimum)
$340
Trims Available
Limited, Police Interceptor, Sport, XLT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $261 | $588 |
| 2 | Erie | $291 | $719 |
| 3 | GEICO | $315 | $654 |
| 4 | Progressive | $323 | $732 |
| 5 | Allstate | $511 | $1,071 |
2013 Ford Explorer
Average Annual Cost (Standard)
$735
Average Annual Cost (Minimum)
$344
Trims Available
Limited, Police Interceptor, Sport, XLT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $272 | $605 |
| 2 | Erie | $293 | $705 |
| 3 | GEICO | $315 | $634 |
| 4 | Progressive | $330 | $697 |
| 5 | Allstate | $512 | $1,036 |
2012 Ford Explorer
Average Annual Cost (Standard)
$714
Average Annual Cost (Minimum)
$350
Trims Available
Limited, XLT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $267 | $562 |
| 2 | Erie | $293 | $672 |
| 3 | GEICO | $315 | $615 |
| 4 | Progressive | $363 | $718 |
| 5 | Allstate | $513 | $1,003 |
2011 Ford Explorer
Average Annual Cost (Standard)
$685
Average Annual Cost (Minimum)
$341
Trims Available
Limited, XLT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $249 | $549 |
| 2 | Erie | $295 | $677 |
| 3 | GEICO | $315 | $603 |
| 4 | Progressive | $338 | $646 |
| 5 | Allstate | $506 | $952 |
2010 Ford Explorer
Average Annual Cost (Standard)
$645
Average Annual Cost (Minimum)
$343
Trims Available
Eddie Bauer, Limited, XLT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $257 | $510 |
| 2 | Erie | $269 | $615 |
| 3 | GEICO | $320 | $522 |
| 4 | Progressive | $342 | $604 |
| 5 | Allstate | $528 | $972 |
2009 Ford Explorer
Average Annual Cost (Standard)
$628
Average Annual Cost (Minimum)
$345
Trims Available
Eddie Bauer, Limited, XLT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $251 | $489 |
| 2 | Erie | $274 | $609 |
| 3 | GEICO | $320 | $523 |
| 4 | Progressive | $356 | $593 |
| 5 | Allstate | $522 | $926 |
2008 Ford Explorer
Average Annual Cost (Standard)
$619
Average Annual Cost (Minimum)
$343
Trims Available
Eddie Bauer, Limited, XLT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $231 | $456 |
| 2 | Erie | $283 | $598 |
| 3 | GEICO | $318 | $517 |
| 4 | Progressive | $364 | $596 |
| 5 | Allstate | $522 | $927 |
2007 Ford Explorer
Average Annual Cost (Standard)
$613
Average Annual Cost (Minimum)
$341
Trims Available
Eddie Bauer, Limited, XLT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $236 | $453 |
| 2 | Erie | $284 | $596 |
| 3 | GEICO | $318 | $518 |
| 4 | Progressive | $346 | $569 |
| 5 | Allstate | $524 | $930 |
2006 Ford Explorer
Average Annual Cost (Standard)
$610
Average Annual Cost (Minimum)
$338
Trims Available
Eddie Bauer, Limited, XLS, XLT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $225 | $437 |
| 2 | Erie | $284 | $581 |
| 3 | GEICO | $315 | $508 |
| 4 | Progressive | $340 | $548 |
| 5 | Allstate | $528 | $977 |
2005 Ford Explorer
Average Annual Cost (Standard)
$606
Average Annual Cost (Minimum)
$341
Trims Available
Eddie Bauer, Limited, NBX, XLS, XLS Sport, XLT, XLT Sport
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $215 | $417 |
| 2 | Erie | $284 | $588 |
| 3 | GEICO | $311 | $496 |
| 4 | Progressive | $365 | $567 |
| 5 | Allstate | $529 | $960 |
2004 Ford Explorer
Average Annual Cost (Standard)
$590
Average Annual Cost (Minimum)
$332
Trims Available
Eddie Bauer, Limited, NBX, XLS, XLS Sport, XLT, XLT Sport
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $204 | $402 |
| 2 | Erie | $285 | $578 |
| 3 | GEICO | $315 | $502 |
| 4 | Progressive | $329 | $509 |
| 5 | Allstate | $529 | $960 |
2003 Ford Explorer
Average Annual Cost (Standard)
$568
Average Annual Cost (Minimum)
$330
Trims Available
Eddie Bauer, Limited, NBX, Sport, XLS, XLS Sport, XLT, XLT Sport
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $201 | $384 |
| 2 | Erie | $286 | $568 |
| 3 | GEICO | $304 | $460 |
| 4 | Progressive | $332 | $498 |
| 5 | Allstate | $528 | $928 |
2002 Ford Explorer
Average Annual Cost (Standard)
$564
Average Annual Cost (Minimum)
$328
Trims Available
Eddie Bauer, Limited, Sport, XLS, XLT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $201 | $398 |
| 2 | Erie | $288 | $562 |
| 3 | GEICO | $304 | $454 |
| 4 | Progressive | $329 | $488 |
| 5 | Allstate | $519 | $918 |
2001 Ford Explorer
Average Annual Cost (Standard)
$559
Average Annual Cost (Minimum)
$320
Trims Available
Eddie Bauer, Limited, Postal, Sport, XLS, XLT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $198 | $405 |
| 2 | Erie | $288 | $570 |
| 3 | Progressive | $300 | $445 |
| 4 | GEICO | $304 | $446 |
| 5 | Allstate | $512 | $928 |
2000 Ford Explorer
Average Annual Cost (Standard)
$527
Average Annual Cost (Minimum)
$318
Trims Available
Eddie Bauer, Limited, Postal, Sport, XL, XLS, XLT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $207 | $417 |
| 2 | Progressive | $283 | $416 |
| 3 | Erie | $288 | $488 |
| 4 | GEICO | $303 | $438 |
| 5 | Allstate | $511 | $876 |
1999 Ford Explorer
Average Annual Cost (Standard)
$562
Average Annual Cost (Minimum)
$313
Trims Available
N/A
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $189 | $404 |
| 2 | Progressive | $278 | $418 |
| 3 | Erie | $288 | $549 |
| 4 | GEICO | $305 | $441 |
| 5 | Allstate | $503 | $997 |
1998 Ford Explorer
Average Annual Cost (Standard)
$555
Average Annual Cost (Minimum)
$311
Trims Available
N/A
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $189 | $404 |
| 2 | Progressive | $271 | $406 |
| 3 | Erie | $288 | $539 |
| 4 | GEICO | $304 | $429 |
| 5 | Allstate | $504 | $997 |
1997 Ford Explorer
Average Annual Cost (Standard)
$520
Average Annual Cost (Minimum)
$316
Trims Available
N/A
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $189 | $384 |
| 2 | Erie | $285 | $469 |
| 3 | Progressive | $294 | $434 |
| 4 | GEICO | $302 | $414 |
| 5 | Allstate | $509 | $901 |
1996 Ford Explorer
Average Annual Cost (Standard)
$526
Average Annual Cost (Minimum)
$311
Trims Available
N/A
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $189 | $394 |
| 2 | Progressive | $269 | $399 |
| 3 | Erie | $288 | $523 |
| 4 | GEICO | $304 | $423 |
| 5 | Allstate | $504 | $892 |
1995 Ford Explorer
Average Annual Cost (Standard)
$514
Average Annual Cost (Minimum)
$314
Trims Available
N/A
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $189 | $402 |
| 2 | Erie | $285 | $464 |
| 3 | Progressive | $293 | $431 |
| 4 | GEICO | $302 | $410 |
| 5 | Allstate | $500 | $863 |
1994 Ford Explorer
Average Annual Cost (Standard)
$506
Average Annual Cost (Minimum)
$310
Trims Available
N/A
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $189 | $402 |
| 2 | Progressive | $276 | $408 |
| 3 | Erie | $284 | $454 |
| 4 | GEICO | $302 | $407 |
| 5 | Allstate | $497 | $860 |
1993 Ford Explorer
Average Annual Cost (Standard)
$502
Average Annual Cost (Minimum)
$311
Trims Available
N/A
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $189 | $399 |
| 2 | Erie | $284 | $446 |
| 3 | Progressive | $285 | $421 |
| 4 | GEICO | $301 | $404 |
| 5 | Allstate | $498 | $838 |
1992 Ford Explorer
Average Annual Cost (Standard)
$523
Average Annual Cost (Minimum)
$322
Trims Available
N/A
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $189 | $409 |
| 2 | Progressive | $289 | $428 |
| 3 | GEICO | $302 | $407 |
| 4 | Erie | $307 | $475 |
| 5 | Allstate | $523 | $894 |
1991 Ford Explorer
Average Annual Cost (Standard)
$489
Average Annual Cost (Minimum)
$295
Trims Available
N/A
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Progressive | $162 | $250 |
| 2 | State Farm | $189 | $449 |
| 3 | GEICO | $302 | $407 |
| 4 | Erie | $307 | $473 |
| 5 | Allstate | $514 | $866 |
Methodology
The insurance rates presented on this page are based on extensive research done by Quadrant Information Services and that refer to rates offered by major carriers to a 40 year old male driver from Ohio, with good credit and a clean driving record with these standard coverage limits:
- $50,000 bodily injury liability per person
- $100,000 bodily injury liability per accident
- $50,000 property damage liability per accident
- $50,000 uninsured motorist bodily injury per person
- $100,000 uninsured motorist bodily injury per accident
- $500 collision deductible
- $500 comprehensive deductible
The minimum coverage rates presented on this page are based on the same driver as above seeking these minimum coverage limits:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
These are sample rates and should be used for comparative purposes only. Depending on your personal information, your quotes may be different.