Car Insurance Main Points For The Ford Focus
- The average cost of insurance for the Ford Focus is $57 a month for standard coverage and $28 a month for minimum coverage.
- The lowest monthly payment is offered by: Progressive
- The Ford Focus that is most affordable to insure is the: 2000 Ford Focus with an average standard coverage insurance price of $46 a month.
- The Ford Focus that has the highest premiums to insure is the: 2018 Ford Focus with an average standard coverage insurance price of $73 a month.
How Much Does Car Insurance Cost For Your Ford Focus?
What year is your Ford Focus?
2018 Ford Focus
Average Annual Cost (Standard)
$878
Average Annual Cost (Minimum)
$336
Trims Available
BEV, RS, S, SE, SEL, ST, Titanium
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $262 | $753 |
| 2 | GEICO | $270 | $679 |
| 3 | State Farm | $313 | $732 |
| 4 | Progressive | $326 | $918 |
| 5 | Allstate | $511 | $1,309 |
2017 Ford Focus
Average Annual Cost (Standard)
$835
Average Annual Cost (Minimum)
$333
Trims Available
BEV, RS, S, SE, SEL, ST, Titanium
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $266 | $739 |
| 2 | GEICO | $270 | $660 |
| 3 | State Farm | $289 | $670 |
| 4 | Progressive | $328 | $901 |
| 5 | Allstate | $511 | $1,205 |
2016 Ford Focus
Average Annual Cost (Standard)
$840
Average Annual Cost (Minimum)
$352
Trims Available
BEV, RS, S, SE, ST, Titanium
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | GEICO | $270 | $644 |
| 2 | State Farm | $289 | $658 |
| 3 | Erie | $309 | $779 |
| 4 | Progressive | $382 | $914 |
| 5 | Allstate | $511 | $1,205 |
2015 Ford Focus
Average Annual Cost (Standard)
$789
Average Annual Cost (Minimum)
$332
Trims Available
BEV, S, SE, ST, Titanium
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $224 | $667 |
| 2 | GEICO | $270 | $628 |
| 3 | State Farm | $275 | $630 |
| 4 | Progressive | $378 | $863 |
| 5 | Allstate | $511 | $1,158 |
2014 Ford Focus
Average Annual Cost (Standard)
$749
Average Annual Cost (Minimum)
$331
Trims Available
BEV, S, SE, ST, Titanium
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $224 | $660 |
| 2 | State Farm | $275 | $582 |
| 3 | GEICO | $295 | $634 |
| 4 | Progressive | $349 | $794 |
| 5 | Allstate | $511 | $1,075 |
2013 Ford Focus
Average Annual Cost (Standard)
$734
Average Annual Cost (Minimum)
$338
Trims Available
BEV, S, SE, ST, Titanium
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $224 | $645 |
| 2 | State Farm | $286 | $583 |
| 3 | GEICO | $295 | $620 |
| 4 | Progressive | $372 | $783 |
| 5 | Allstate | $511 | $1,038 |
2012 Ford Focus
Average Annual Cost (Standard)
$714
Average Annual Cost (Minimum)
$339
Trims Available
BEV, S, SE, SEL, ST, Titanium
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $252 | $657 |
| 2 | State Farm | $267 | $561 |
| 3 | GEICO | $295 | $602 |
| 4 | Progressive | $371 | $745 |
| 5 | Allstate | $511 | $1,003 |
2011 Ford Focus
Average Annual Cost (Standard)
$697
Average Annual Cost (Minimum)
$352
Trims Available
S, SE, SEL, SES
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $262 | $532 |
| 2 | GEICO | $287 | $579 |
| 3 | Erie | $331 | $719 |
| 4 | Progressive | $371 | $684 |
| 5 | Allstate | $510 | $973 |
2010 Ford Focus
Average Annual Cost (Standard)
$660
Average Annual Cost (Minimum)
$340
Trims Available
S, SE, SEL, SES
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $257 | $488 |
| 2 | Erie | $274 | $653 |
| 3 | GEICO | $287 | $521 |
| 4 | Progressive | $373 | $664 |
| 5 | Allstate | $510 | $973 |
2009 Ford Focus
Average Annual Cost (Standard)
$659
Average Annual Cost (Minimum)
$343
Trims Available
S, SE, SEL, SES
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $264 | $509 |
| 2 | Erie | $274 | $629 |
| 3 | GEICO | $287 | $502 |
| 4 | Progressive | $376 | $677 |
| 5 | Allstate | $515 | $980 |
2008 Ford Focus
Average Annual Cost (Standard)
$647
Average Annual Cost (Minimum)
$340
Trims Available
S/se, SE, SEL, SES
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $244 | $493 |
| 2 | Erie | $283 | $633 |
| 3 | GEICO | $287 | $494 |
| 4 | Progressive | $372 | $637 |
| 5 | Allstate | $515 | $980 |
2007 Ford Focus
Average Annual Cost (Standard)
$656
Average Annual Cost (Minimum)
$351
Trims Available
S, SE, SES, ST, ZX3, ZX4, ZX5, ZXW
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $236 | $522 |
| 2 | GEICO | $287 | $485 |
| 3 | Progressive | $376 | $623 |
| 4 | Allstate | $506 | $992 |
2006 Ford Focus
Average Annual Cost (Standard)
$611
Average Annual Cost (Minimum)
$332
Trims Available
ZX3, ZX4, ZX4 ST, ZX5, ZXW
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $225 | $451 |
| 2 | Erie | $284 | $600 |
| 3 | GEICO | $287 | $472 |
| 4 | Progressive | $350 | $578 |
| 5 | Allstate | $512 | $953 |
2005 Ford Focus
Average Annual Cost (Standard)
$602
Average Annual Cost (Minimum)
$331
Trims Available
ZX3, ZX4, ZX4 ST, ZX5, ZXW
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $226 | $453 |
| 2 | Erie | $284 | $589 |
| 3 | GEICO | $287 | $464 |
| 4 | Progressive | $342 | $547 |
| 5 | Allstate | $514 | $955 |
2004 Ford Focus
Average Annual Cost (Standard)
$591
Average Annual Cost (Minimum)
$329
Trims Available
LX, SE, SE Comfort, SE Sport, ZTS, ZTW, ZX3, ZX3 SVT, ZX5, ZX5 SVT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $204 | $421 |
| 2 | Erie | $285 | $577 |
| 3 | GEICO | $287 | $462 |
| 4 | Progressive | $355 | $542 |
| 5 | Allstate | $512 | $954 |
2003 Ford Focus
Average Annual Cost (Standard)
$593
Average Annual Cost (Minimum)
$330
Trims Available
LX, SE, SE Comfort, SE Sport, SVT, ZTS, ZTW, ZX3, ZX5
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $196 | $413 |
| 2 | GEICO | $281 | $457 |
| 3 | Erie | $310 | $591 |
| 4 | Progressive | $319 | $476 |
| 5 | Allstate | $546 | $1,030 |
2002 Ford Focus
Average Annual Cost (Standard)
$584
Average Annual Cost (Minimum)
$326
Trims Available
LX, SE, SE Comfort, SE Sport, SVT, ZTS, ZTW, ZX3, ZX5
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $191 | $409 |
| 2 | GEICO | $281 | $453 |
| 3 | Progressive | $302 | $447 |
| 4 | Erie | $312 | $585 |
| 5 | Allstate | $544 | $1,025 |
2001 Ford Focus
Average Annual Cost (Standard)
$561
Average Annual Cost (Minimum)
$317
Trims Available
LX, SE, SE Comfort, SE Sport, ZTS, ZX3
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $198 | $416 |
| 2 | Progressive | $252 | $392 |
| 3 | GEICO | $280 | $434 |
| 4 | Erie | $312 | $567 |
| 5 | Allstate | $542 | $996 |
2000 Ford Focus
Average Annual Cost (Standard)
$555
Average Annual Cost (Minimum)
$314
Trims Available
LX, SE, SE Comfort, SE Sport, ZTS, ZX3
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $189 | $428 |
| 2 | Progressive | $251 | $382 |
| 3 | GEICO | $279 | $426 |
| 4 | Erie | $312 | $544 |
| 5 | Allstate | $540 | $994 |
Methodology
The insurance rates presented on this page are based on extensive research done by Quadrant Information Services and that refer to rates offered by major carriers to a 40 year old male driver from Ohio, with good credit and a clean driving record with these standard coverage limits:
- $50,000 bodily injury liability per person
- $100,000 bodily injury liability per accident
- $50,000 property damage liability per accident
- $50,000 uninsured motorist bodily injury per person
- $100,000 uninsured motorist bodily injury per accident
- $500 collision deductible
- $500 comprehensive deductible
The minimum coverage rates presented on this page are based on the same driver as above seeking these minimum coverage limits:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
These are sample rates and should be used for comparative purposes only. Depending on your personal information, your quotes may be different.