Car Insurance Quotes & Facts Regarding Your Kia Spectra
- The average cost of insurance for the Kia Spectra is $53 a month for standard coverage and $28 a month for minimum coverage.
- The best cost of insurance is offered by: Progressive
- The Kia Spectra that is most affordable to insure is the: 2000 Kia Spectra with an average standard coverage insurance price of $48 a month.
- The Kia Spectra that has the highest price to insure is the: 2009 Kia Spectra with an average standard coverage insurance price of $59 a month.
How Much Does Car Insurance Cost For Your Kia Spectra?
What year is your Kia Spectra?
2009 Kia Spectra
Average Annual Cost (Standard)
$707
Average Annual Cost (Minimum)
$356
Trims Available
EX, LX, SX
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $274 | $665 |
| 2 | State Farm | $277 | $549 |
| 3 | GEICO | $295 | $527 |
| 4 | Progressive | $402 | $698 |
| 5 | Allstate | $531 | $1,095 |
2008 Kia Spectra
Average Annual Cost (Standard)
$684
Average Annual Cost (Minimum)
$349
Trims Available
EX, LX, SX
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $268 | $544 |
| 2 | Erie | $283 | $659 |
| 3 | GEICO | $295 | $518 |
| 4 | Progressive | $367 | $632 |
| 5 | Allstate | $531 | $1,067 |
2007 Kia Spectra
Average Annual Cost (Standard)
$670
Average Annual Cost (Minimum)
$344
Trims Available
EX, LX
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $248 | $503 |
| 2 | Erie | $283 | $644 |
| 3 | GEICO | $295 | $515 |
| 4 | Progressive | $365 | $621 |
| 5 | Allstate | $531 | $1,067 |
2006 Kia Spectra
Average Annual Cost (Standard)
$649
Average Annual Cost (Minimum)
$343
Trims Available
EX, LX
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $237 | $475 |
| 2 | Erie | $284 | $634 |
| 3 | GEICO | $295 | $473 |
| 4 | Progressive | $376 | $605 |
| 5 | Allstate | $521 | $1,057 |
2005 Kia Spectra
Average Annual Cost (Standard)
$627
Average Annual Cost (Minimum)
$338
Trims Available
EX, LX
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $215 | $447 |
| 2 | Erie | $284 | $578 |
| 3 | GEICO | $295 | $462 |
| 4 | Progressive | $375 | $593 |
| 5 | Allstate | $519 | $1,055 |
2004 Kia Spectra
Average Annual Cost (Standard)
$604
Average Annual Cost (Minimum)
$332
Trims Available
Base, EX, GS, GSX, LS, LX
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $204 | $431 |
| 2 | Erie | $285 | $534 |
| 3 | GEICO | $295 | $451 |
| 4 | Progressive | $360 | $553 |
| 5 | Allstate | $517 | $1,053 |
2003 Kia Spectra
Average Annual Cost (Standard)
$595
Average Annual Cost (Minimum)
$323
Trims Available
Base, GS, GSX, LS
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $196 | $427 |
| 2 | GEICO | $282 | $458 |
| 3 | Erie | $285 | $581 |
| 4 | Progressive | $328 | $483 |
| 5 | Allstate | $522 | $1,025 |
2002 Kia Spectra
Average Annual Cost (Standard)
$612
Average Annual Cost (Minimum)
$335
Trims Available
Base, GS, GSX, LS
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $201 | $442 |
| 2 | GEICO | $280 | $447 |
| 3 | Erie | $310 | $591 |
| 4 | Progressive | $328 | $474 |
| 5 | Allstate | $556 | $1,107 |
2001 Kia Spectra
Average Annual Cost (Standard)
$588
Average Annual Cost (Minimum)
$323
Trims Available
GS, GSX
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $198 | $439 |
| 2 | Progressive | $276 | $407 |
| 3 | GEICO | $280 | $434 |
| 4 | Erie | $310 | $554 |
| 5 | Allstate | $553 | $1,104 |
2000 Kia Spectra
Average Annual Cost (Standard)
$574
Average Annual Cost (Minimum)
$323
Trims Available
GS, GSX
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $189 | $409 |
| 2 | GEICO | $278 | $417 |
| 3 | Progressive | $283 | $419 |
| 4 | Erie | $312 | $525 |
| 5 | Allstate | $551 | $1,101 |
Methodology
The insurance rates presented on this page are based on extensive research done by Quadrant Information Services and that refer to rates offered by major carriers to a 40 year old male driver from Ohio, with good credit and a clean driving record with these standard coverage limits:
- $50,000 bodily injury liability per person
- $100,000 bodily injury liability per accident
- $50,000 property damage liability per accident
- $50,000 uninsured motorist bodily injury per person
- $100,000 uninsured motorist bodily injury per accident
- $500 collision deductible
- $500 comprehensive deductible
The minimum coverage rates presented on this page are based on the same driver as above seeking these minimum coverage limits:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
These are sample rates and should be used for comparative purposes only. Depending on your personal information, your quotes may be different.