Car Insurance Top Info For The Subaru Legacy
- The average monthly payment to insure the Subaru Legacy is $52 a month for standard coverage and $25 a month for minimum coverage.
- The best cost of insurance is offered by: Progressive
- The Subaru Legacy that is most affordable to insure is the: 1990 Subaru Legacy with an average standard coverage insurance price of $38 a month.
- The Subaru Legacy that has the highest premiums to insure is the: 2021 Subaru Legacy with an average standard coverage insurance price of $77 a month.
How Much Does Car Insurance Cost For Your Subaru Legacy?
What year is your Subaru Legacy?
2021 Subaru Legacy
Average Annual Cost (Standard)
$919
Average Annual Cost (Minimum)
$283
Trims Available
Base, Limited, Limited GT, Limited XT, Premium, Sport, Touring XT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $155 | $738 |
| 2 | GEICO | $252 | $697 |
| 3 | State Farm | $262 | $729 |
| 4 | Progressive | $275 | $892 |
| 5 | Allstate | $473 | $1,541 |
2020 Subaru Legacy
Average Annual Cost (Standard)
$884
Average Annual Cost (Minimum)
$284
Trims Available
Base, Limited, Limited GT, Limited XT, Premium, Sport, Touring XT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $155 | $716 |
| 2 | GEICO | $252 | $675 |
| 3 | State Farm | $262 | $689 |
| 4 | Progressive | $276 | $882 |
| 5 | Allstate | $473 | $1,460 |
2019 Subaru Legacy
Average Annual Cost (Standard)
$829
Average Annual Cost (Minimum)
$284
Trims Available
2.5i, 2.5i Limited, 2.5i Premium, 3.6r, 3.6r Limited, 3.6r Premium, Sport
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $155 | $623 |
| 2 | GEICO | $221 | $617 |
| 3 | State Farm | $267 | $676 |
| 4 | Progressive | $281 | $861 |
| 5 | Allstate | $495 | $1,370 |
2018 Subaru Legacy
Average Annual Cost (Standard)
$835
Average Annual Cost (Minimum)
$303
Trims Available
2.5i, 2.5i Limited, 2.5i Premium, 3.6r, 3.6r Limited, 3.6r Premium, Sport
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $204 | $707 |
| 2 | GEICO | $257 | $651 |
| 3 | State Farm | $272 | $665 |
| 4 | Progressive | $288 | $840 |
| 5 | Allstate | $495 | $1,311 |
2017 Subaru Legacy
Average Annual Cost (Standard)
$801
Average Annual Cost (Minimum)
$299
Trims Available
2.5i, 2.5i Limited, 2.5i Premium, 3.6r, 3.6r Limited, 3.6r Premium, Sport
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $203 | $686 |
| 2 | State Farm | $248 | $591 |
| 3 | GEICO | $257 | $629 |
| 4 | Progressive | $294 | $841 |
| 5 | Allstate | $495 | $1,256 |
2016 Subaru Legacy
Average Annual Cost (Standard)
$783
Average Annual Cost (Minimum)
$304
Trims Available
2.5i, 2.5i Limited, 2.5i Premium, 3.6r, 3.6r Limited, 3.6r Premium
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $204 | $671 |
| 2 | GEICO | $257 | $612 |
| 3 | State Farm | $261 | $606 |
| 4 | Progressive | $302 | $819 |
| 5 | Allstate | $495 | $1,205 |
2015 Subaru Legacy
Average Annual Cost (Standard)
$754
Average Annual Cost (Minimum)
$309
Trims Available
2.5i, 2.5i Limited, 2.5i Premium, 3.6r, 3.6r Limited, 3.6r Premium
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $231 | $669 |
| 2 | State Farm | $248 | $582 |
| 3 | GEICO | $257 | $593 |
| 4 | Progressive | $315 | $771 |
| 5 | Allstate | $494 | $1,156 |
2014 Subaru Legacy
Average Annual Cost (Standard)
$735
Average Annual Cost (Minimum)
$314
Trims Available
2.5gt Limited, 2.5gt Premium, 2.5i, 2.5i Limited, 2.5i Premium, 2.5i Sport, 3.6r, 3.6r Limited, 3.6r Premium
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $234 | $548 |
| 2 | Erie | $266 | $700 |
| 3 | GEICO | $274 | $597 |
| 4 | Progressive | $303 | $720 |
| 5 | Allstate | $493 | $1,111 |
2013 Subaru Legacy
Average Annual Cost (Standard)
$718
Average Annual Cost (Minimum)
$318
Trims Available
2.5gt Limited, 2.5gt Premium, 2.5i, 2.5i Limited, 2.5i Premium, 3.6r, 3.6r Limited, 3.6r Premium
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $245 | $547 |
| 2 | Erie | $266 | $683 |
| 3 | GEICO | $274 | $582 |
| 4 | Progressive | $313 | $708 |
| 5 | Allstate | $493 | $1,070 |
2012 Subaru Legacy
Average Annual Cost (Standard)
$697
Average Annual Cost (Minimum)
$319
Trims Available
2.5gt Limited, 2.5gt Premium, 2.5i, 2.5i Limited, 2.5i Premium, 3.6r, 3.6r Limited, 3.6r Premium
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $240 | $529 |
| 2 | Erie | $268 | $670 |
| 3 | GEICO | $274 | $566 |
| 4 | Progressive | $318 | $686 |
| 5 | Allstate | $493 | $1,032 |
2011 Subaru Legacy
Average Annual Cost (Standard)
$674
Average Annual Cost (Minimum)
$318
Trims Available
2.5gt Limited, 2.5gt Premium, 2.5i, 2.5i Limited, 2.5i Premium, 3.6r, 3.6r Limited, 3.6r Premium
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $249 | $539 |
| 2 | Erie | $268 | $642 |
| 3 | GEICO | $274 | $553 |
| 4 | Progressive | $308 | $639 |
| 5 | Allstate | $493 | $997 |
2010 Subaru Legacy
Average Annual Cost (Standard)
$655
Average Annual Cost (Minimum)
$322
Trims Available
2.5gt Limited, 2.5gt Premium, 2.5i, 2.5i Limited, 2.5i Premium, 3.6r, 3.6r Limited, 3.6r Premium
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $257 | $520 |
| 2 | Erie | $260 | $627 |
| 3 | GEICO | $274 | $512 |
| 4 | Progressive | $328 | $651 |
| 5 | Allstate | $493 | $965 |
2009 Subaru Legacy
Average Annual Cost (Standard)
$655
Average Annual Cost (Minimum)
$316
Trims Available
2.5 GT, 2.5 GT Spec B, 2.5i, 2.5i Limited, 3.0r, 3.0r Limited
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $239 | $531 |
| 2 | Erie | $264 | $627 |
| 3 | GEICO | $271 | $518 |
| 4 | Progressive | $314 | $601 |
| 5 | Allstate | $493 | $997 |
2008 Subaru Legacy
Average Annual Cost (Standard)
$652
Average Annual Cost (Minimum)
$322
Trims Available
2.5 GT Spec B, 2.5i, 2.5i Limited, 3.0r Limited, GT Limited
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $244 | $514 |
| 2 | Erie | $269 | $618 |
| 3 | GEICO | $271 | $508 |
| 4 | Progressive | $331 | $625 |
| 5 | Allstate | $493 | $997 |
2007 Subaru Legacy
Average Annual Cost (Standard)
$626
Average Annual Cost (Minimum)
$314
Trims Available
2.5, 2.5 GT Spec B, 2.5i, 2.5i Limited, GT Limited, Limited, Outback, Outback 2.5i, Outback 2.5i Limited, Outback 3.0r LL Bean, XT
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $224 | $487 |
| 2 | Erie | $269 | $605 |
| 3 | GEICO | $274 | $476 |
| 4 | Progressive | $312 | $582 |
| 5 | Allstate | $489 | $979 |
2006 Subaru Legacy
Average Annual Cost (Standard)
$604
Average Annual Cost (Minimum)
$313
Trims Available
2.5i, 2.5i Limited, 2.5i Special, GT Limited, Outback 2.5 XT, Outback 2.5 XT Limited, Outback 2.5i, Outback 2.5i Limited, Outback 3.0r, Outback 3.0r LL Bean, Outback 3.0r VDC Limited
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $225 | $476 |
| 2 | GEICO | $274 | $467 |
| 3 | Erie | $274 | $587 |
| 4 | Progressive | $320 | $574 |
| 5 | Allstate | $470 | $916 |
2005 Subaru Legacy
Average Annual Cost (Standard)
$594
Average Annual Cost (Minimum)
$310
Trims Available
2.5i, 2.5i Limited, GT, GT Limited, Outback 2.5 XT, Outback 2.5 XT Limited, Outback 2.5i, Outback 2.5i Limited, Outback 3.0r, Outback H6 R LL Bean, Outback H6 R VDC
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $215 | $467 |
| 2 | GEICO | $274 | $449 |
| 3 | Erie | $274 | $551 |
| 4 | Progressive | $309 | $551 |
| 5 | Allstate | $478 | $953 |
2004 Subaru Legacy
Average Annual Cost (Standard)
$571
Average Annual Cost (Minimum)
$307
Trims Available
GT, L, L Special, Outback, Outback 3.0 H6, Outback 3.0 H6 VDC, Outback AWP, Outback H6 3.0 LL Bean, Outback H6 3.0 Special, Outback H6 3.0 VDC, Outback Limited
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $204 | $448 |
| 2 | GEICO | $271 | $434 |
| 3 | Erie | $283 | $530 |
| 4 | Progressive | $300 | $503 |
| 5 | Allstate | $478 | $939 |
2003 Subaru Legacy
Average Annual Cost (Standard)
$558
Average Annual Cost (Minimum)
$297
Trims Available
GT, L, L Special, Outback, Outback 3.0 H6, Outback 3.0 H6 VDC, Outback AWP, Outback H6 3.0 LL Bean, Outback H6 3.0 Special, Outback H6 3.0 VDC, Outback Limited
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $187 | $453 |
| 2 | GEICO | $244 | $417 |
| 3 | Erie | $283 | $531 |
| 4 | Progressive | $294 | $476 |
| 5 | Allstate | $476 | $914 |
2002 Subaru Legacy
Average Annual Cost (Standard)
$556
Average Annual Cost (Minimum)
$302
Trims Available
GT, GT Limited, L, Outback, Outback 3.0 H6, Outback 3.0 H6 VDC, Outback AWP, Outback H6 3.0 LL Bean, Outback H6 3.0 VDC, Outback Limited
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $191 | $435 |
| 2 | GEICO | $245 | $423 |
| 3 | Erie | $283 | $531 |
| 4 | Progressive | $322 | $497 |
| 5 | Allstate | $468 | $893 |
2001 Subaru Legacy
Average Annual Cost (Standard)
$526
Average Annual Cost (Minimum)
$282
Trims Available
GT, GT Limited, L, Outback, Outback AWP, Outback H6 3.0 LL Bean, Outback H6 3.0 VDC, Outback Limited
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $179 | $422 |
| 2 | Progressive | $237 | $384 |
| 3 | GEICO | $245 | $413 |
| 4 | Erie | $284 | $527 |
| 5 | Allstate | $463 | $885 |
2000 Subaru Legacy
Average Annual Cost (Standard)
$501
Average Annual Cost (Minimum)
$280
Trims Available
Brighton, GT, GT Limited, L, Outback, Outback AWP, Outback Limited
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $170 | $331 |
| 2 | GEICO | $246 | $414 |
| 3 | Progressive | $251 | $392 |
| 4 | Erie | $284 | $530 |
| 5 | Allstate | $447 | $836 |
1999 Subaru Legacy
Average Annual Cost (Standard)
$505
Average Annual Cost (Minimum)
$285
Trims Available
30th Anniversary L, 30th Anniversary Limited, 30th Anniversary Limited GT, 30th Anniversary Outback Limited, 30th Anniversary SUS, 30th Annniversary Outback, Brighton, GT, L, Outback, Outback Limited, Outback SSV, Postal, SE
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $170 | $361 |
| 2 | Progressive | $241 | $378 |
| 3 | GEICO | $245 | $396 |
| 4 | Erie | $307 | $533 |
| 5 | Allstate | $462 | $859 |
1998 Subaru Legacy
Average Annual Cost (Standard)
$506
Average Annual Cost (Minimum)
$287
Trims Available
30th Anniversary Limited, 30th Anniversary Outback, 30th Anniversary Sport, Brighton, GT, GT Limited, L, Outback Limited, Postal, SE, SUS
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $189 | $382 |
| 2 | GEICO | $245 | $385 |
| 3 | Progressive | $252 | $392 |
| 4 | Erie | $296 | $520 |
| 5 | Allstate | $455 | $850 |
1997 Subaru Legacy
Average Annual Cost (Standard)
$501
Average Annual Cost (Minimum)
$284
Trims Available
Brighton, GT, L, Limited, LSI, Outback, Postal, SUS
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $189 | $382 |
| 2 | GEICO | $245 | $378 |
| 3 | Progressive | $245 | $387 |
| 4 | Erie | $296 | $516 |
| 5 | Allstate | $447 | $841 |
1996 Subaru Legacy
Average Annual Cost (Standard)
$500
Average Annual Cost (Minimum)
$284
Trims Available
Brighton, GT, L, LS, LSI, Outback, Postal
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $189 | $384 |
| 2 | GEICO | $245 | $376 |
| 3 | Progressive | $249 | $394 |
| 4 | Erie | $296 | $514 |
| 5 | Allstate | $440 | $832 |
1995 Subaru Legacy
Average Annual Cost (Standard)
$505
Average Annual Cost (Minimum)
$290
Trims Available
Brighton, L, LS, LSI, Outback, Postal
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $189 | $364 |
| 2 | Progressive | $232 | $367 |
| 3 | GEICO | $244 | $364 |
| 4 | Erie | $296 | $497 |
| 5 | Allstate | $487 | $931 |
1994 Subaru Legacy
Average Annual Cost (Standard)
$486
Average Annual Cost (Minimum)
$280
Trims Available
L, L Alpine, L GT, L Outdoor, L Sunsport, LS, LSI, Sport
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $189 | $374 |
| 2 | Progressive | $207 | $333 |
| 3 | GEICO | $243 | $346 |
| 4 | Erie | $307 | $487 |
| 5 | Allstate | $453 | $889 |
1993 Subaru Legacy
Average Annual Cost (Standard)
$532
Average Annual Cost (Minimum)
$289
Trims Available
L, LS Special, LSI, Sport
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $189 | $480 |
| 2 | Progressive | $241 | $378 |
| 3 | GEICO | $243 | $349 |
| 4 | Erie | $307 | $494 |
| 5 | Allstate | $464 | $957 |
1992 Subaru Legacy
Average Annual Cost (Standard)
$503
Average Annual Cost (Minimum)
$281
Trims Available
HX, L, LS Special, LSI, LT, PX, RX, Sport
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $189 | $409 |
| 2 | Progressive | $226 | $353 |
| 3 | GEICO | $244 | $355 |
| 4 | Erie | $293 | $491 |
| 5 | Allstate | $451 | $906 |
1991 Subaru Legacy
Average Annual Cost (Standard)
$468
Average Annual Cost (Minimum)
$260
Trims Available
HX, L, LS Special, LSI, LT, PX, RX, Sport
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Progressive | $129 | $214 |
| 2 | State Farm | $189 | $399 |
| 3 | GEICO | $244 | $352 |
| 4 | Erie | $293 | $484 |
| 5 | Allstate | $446 | $889 |
1990 Subaru Legacy
Average Annual Cost (Standard)
$460
Average Annual Cost (Minimum)
$262
Trims Available
HX, JT, L, LS, LS Special, LT, PX, RX
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Progressive | $146 | $239 |
| 2 | State Farm | $189 | $389 |
| 3 | GEICO | $243 | $345 |
| 4 | Erie | $286 | $468 |
| 5 | Allstate | $447 | $858 |
Methodology
The insurance rates presented on this page are based on extensive research done by Quadrant Information Services and that refer to rates offered by major carriers to a 40 year old male driver from Ohio, with good credit and a clean driving record with these standard coverage limits:
- $50,000 bodily injury liability per person
- $100,000 bodily injury liability per accident
- $50,000 property damage liability per accident
- $50,000 uninsured motorist bodily injury per person
- $100,000 uninsured motorist bodily injury per accident
- $500 collision deductible
- $500 comprehensive deductible
The minimum coverage rates presented on this page are based on the same driver as above seeking these minimum coverage limits:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
These are sample rates and should be used for comparative purposes only. Depending on your personal information, your quotes may be different.