Health Insurance in California

Compare personalized health insurance rates in California

Health Insurance in California

For those seeking health insurance in California, all the options, policies and plans may seem overwhelming. Fortunately, there’s an easy way to compare health insurance plans and find cheap health insurance that’s right for your needs and budget. Here’s what you need to know about health insurance quotes and options in your state.

Health Insurance Companies in California

When you look at the top health insurance companies in California, you’ll see many available coverage options. In most cases, health insurance providers in California will have a Bronze level of coverage with low cost options, while higher levels of coverage (at a higher price) can be found at the Silver, Gold or Platinum levels. Compare rates from the best health insurance companies in California to determine which policies and plans will work best for you.

How to Get the Best Rates for Health Insurance in California?

 

It’s easy to find the best rates in California. Simply pull up a list of health insurance companies in California and compare coverage options by searching with your zip code:

 

<zipcode>Find The Cheapest Health Insurance In California</zipcode>

 

Cheap Health Insurance in California

If you’re like most people seeking coverage, you’re asking how much does health insurance cost in California. Fortunately, answers are easy to find when you use websites like Pretected, that let you compare health insurance quotes in California. From affordable health insurance in California to home insurance quotes in California, comparison websites such as Pretected help make it easy to find the right coverage at the right price. 

Average Health Insurance Cost in California

The average cost of health insurance in California is $5799 a year. Premium costs are based on factors such as age, lifestyle, gender, public health issues prevalent in your state, and the plan you choose; that means insurance costs may vary widely. If you want to pay less than average, keep comparing plans, as you may be able to find less expensive options.

 

<twitter>The average cost of health insurance in California is $5799 a year. </twitter>

 

Health Insurance for Low Income in California

For low-income Californians, the Medi-Cal program may provide a lower cost option. Medi-Cal, the state’s Medicaid program, offers health insurance for legal residents that are over age 64, are pregnant, have children age 18 and under, are blind or disabled, or have household members that are blind or disabled. To qualify, a household of one must have income of $16,612 or less per year.

Free Health Insurance in California

The Medi-Cal program may provide health insurance may at no cost, depending on eligibility factors such as income level. Free coverage may also be available for children under 18, pregnant women, seniors over age 64, and blind or disabled individuals.

Health Insurance Plans in California

Health insurance plans available in California run the gamut, from public to private, low-cost to more expensive. The plan options that work best for you will depend on your individual circumstances and budget. Read on to learn about the major types of health insurance plan available, before you start comparing quotes for different policies.

 

<qa>1;Individual Health Insurance in California;If you’re self-employed, you may want to consider individual health insurance. This type of medical coverage may also be a good option if your employer offers health insurance that’s sub-par.</qa> 

<qa>2;Family Health Insurance in California;Family health insurance offers coverage for family members that may include you, your spouse, and your children. In order to qualify for coverage, children must be under 26. However, they don’t have to be financially dependent on you to be covered by your plan.</qa> 

<qa>3;Short Term Health Insurance in California;Short term, also called temporary health insurance, may be a good choice is you experience what’s known as a qualifying life event. For instance, perhaps you are moving from one job to a new job; in between, you may experience a period of time when you’re not covered by your old employer’s plan or your new employer’s plan. Short term health insurance can cover you during these in-between periods.</qa> 

<qa>4;Child Health Insurance in California;Both public and private insurance is available to cover California children. For those who are low-income, the Medi-Cal and Children’s Health Insurance Program or CHIP offers low-cost or free coverage. To qualify, family incomes must fall within certain limits; as of 2019, a family of four had to make less than $34,3248 per year to qualify for Medi-Cal.</qa> 

 

Public Health Issues in California

Public health issues and rates of disease impact how much insurance companies charge for premiums. In general, when insurance companies have to pay more to treat public health issues, they charge more to spread out the cost among their customers. High rates of disease can make premiums go up. Fortunately, California leads the nation with one of the healthiest populations in the country, with low rates of obesity and preventable diseases such as diabetes and hypertension. California also trails the rest of the nation in substance abuse disorders and suicide rates.

Obesity in California

About 25 percent of adults in California are obese. In comparison, 30 percent of adults are obese in the U.S. overall.

Diabetes in California

Almost 4 million people, or 13 percent of the adult population, have diabetes in California. About 1 million of those affected aren’t aware they have the condition, which does increase risk.

Childhood Obesity in California

Just over 31 percent of children between the ages of 10 and 17 are overweight or obese in California.

 

<twitter>Just over 31 percent of children between the ages of 10 and 17 are overweight or obese in California.</twitter>

California Mental Health Statistics

Statistics indicate that California residents have a lower rate of mental health issues than the U.S. as a whole. In 2016, there were about 13 deaths per 100,000 related to alcohol or drugs. Suicide rates are also relatively low, with about 11 suicide deaths per 100,000 reported in 2016.  

California STD Statistics

About 4,700 Californians test positive for HIV, making the state 2nd of 50 states for HIV diagnoses. California ranks 3rd in the U.S. for rates of syphilis, 14th in gonorrheal infections, and 17th for rates of Chlamydia. 

How to Choose the Best Health Insurance in California

When determining premium costs, health insurance companies consider a number of factors. Your age, lifestyle and gender impact your costs, as do the health of those in the state you call home. To find the best health insurance in California, use a comparison tool like Pretected. Looking at all your options will help you find coverage that meets your needs at a price you can afford.

 

<zipcode>Find The Cheapest Health Insurance In California</zipcode>