Best Health Insurance in Idaho - 2023

Compare personalized health insurance rates in Idaho

Health Insurance in Idaho

Searching for cheap health insurance in Idaho starts with learning to compare health insurance plans available to you. As you navigate the different levels of coverage, you can use health insurance quotes to narrow down the best health insurance plans for you. Learn more about how rates are determined and which programs and coverage levels are best for you.  

Health Insurance Companies in Idaho

When you're first searching for health insurance providers in Idaho, you'll typically see a variety of 'metal' levels available. The top health insurance companies will offer bronze, silver, gold, or platinum plans, based on how much coverage an individual or family needs. As you make a list of health insurance companies in Idaho, you'll need to keep in mind both current and future health care needs. The best health insurance companies in Idaho will offer quality care at reasonable rates. 

How to Get the Best Rates for Health Insurance in Idaho?

 

Your rate is determined by a number of factors, so there is no one-size-fits-all solution for insurance. Input your zip code to start comparing rates in your state. 

 

<zipcode>Find The Cheapest Health Insurance In Idaho</zipcode>

 

Cheap Health Insurance in Idaho

If you need affordable health insurance in Idaho, you may need to do a little extra research on the different companies in your area. This can help you stay realistic as you compare health insurance quotes in Idaho. Pretected is here to give you the tools you need to get started. 

Average Health Insurance Cost in Idaho

How much does health insurance cost in Idaho? The average cost of a bronze plan in Idaho is just under $300 a month. You may find lower rates based on your age, lifestyle, and location. 

 

<twitter>The average cost of a bronze plan in Idaho is just under $300 a month.</twitter>

 

Health Insurance for Low Income in Idaho

Idaho has Health Coverage Assistance in the form of Medicaid and the Children's Health Insurance Program (CHIP). These programs are available to individual and families at up to 400% of the Federal Poverty Limits. The vast majority of those enrolled in assistance will need to be either employed or participating in an employment training program. 

Free Health Insurance in Idaho  

Individuals making $16,612 per year or less may qualify for free coverage through Medicare. Idaho uses your total income and the size of your household to decide if you're eligible for free health insurance. 

Health Insurance Plans in Idaho

Health insurance policies in Idaho are tailored to meet your needs. If you want cheap health insurance because you're watching your budget and generally healthy, you can select major medical coverage only. If you quit your job and lost coverage through your employer, you can find a short-term plan until you start your next job. There are a few key types of health insurance to keep in mind before you start your search. 

 

<qa>1;Individual Health Insurance in Idaho;An individual health insurance policy will only cover you and is generally designed for self-employed people. Those who don't want to take advantage of their employer-sponsored health insurance may also find the coverage they need through individual policies.</qa>  

<qa>2;Family Health Insurance in Idaho;A family health insurance plan will cover your spouse plus all children under the age of 26. Your children's eligibility is typically guaranteed under the most recent Affordable Care Act rules, regardless of marital or income status.</qa> 

<qa>3;Short Term Health Insurance in Idaho;Individuals or families who experience a qualifying life event can apply for short-term health insurance in Idaho outside of the open enrollment period. A qualifying event may include job loss, marriage, or pregnancy.  As with standard health insurance plans, short-term plans also come in a wide range of coverage options and premium costs. To get the best rates, you will still need to cross-compare quotes from a variety of companies.</qa>  

<qa>4;Child Health Insurance in Idaho; If you're looking for reasonable child health insurance in Idaho and you meet the income requirements, you can apply for the CHIP program. Children must be under the age of 19 and legal residents to qualify. Parents may be charged a nominal monthly fee between $10 and $15 per child for this program.</qa>  

 

Public Health Issues in Idaho 

Your health insurance rates in Idaho is partially determined by your health risks, but it's also determined by the general health of everyone in the state. Heart disease is the number one cause of death in Idaho, representing 22.2% of all deaths in 2016. Cancer wasn't far behind, accounting for 21.6% of all deaths. Health insurance companies have to factor in how much money these conditions cost per year, which can end up raising the price of premiums in the state. 

Obesity in Idaho

In Idaho, approximately 29% of all adults are obese and ranks number 32 in the nation for obesity. Adults between the ages of 45 and 64 are most at risk of obesity.  

Diabetes in Idaho 

About 10% of all residents of Idaho have diabetes, with about 7,000 new cases diagnosed each year. 

Childhood obesity in Idaho 

About 27.5% of all Idaho children are considered obese. This number is below the national average of 31.6%.  

 

<twitter>About 27.5% of all Idaho children are considered obese.</twitter>

Idaho Mental Health Statistics

Around 25% of people in Idaho are living with some type of mental illness with 6% of people experiencing severe symptoms. The state also has a suicide rate that is around half as high as the average suicide rate in the nation. 

Idaho STD Statistics

The rates of Chlamydia and gonorrhea have been steadily rising between the ages of 15 to 29, while cases of HIV and syphilis have been rising across all age ranges. There were 6,706 reports of STD infections in Idaho residents, breaking down to four infections for every 1,000 people. 

How to Choose the Best Health Insurance in Idaho 

Your health insurance isn't like that of your friends or your parents. You'll need to consider how your lifestyle and future plans will affect your healthcare needs. If you have questions about the quotes in your area, Pretected can give you the information you need to find coverage in Idaho. 

 

<zipcode>Find The Cheapest Health Insurance In Idaho</zipcode>