Best Health Insurance in Oregon - 2019

Compare personalized health insurance rates in Oregon

Health Insurance in Oregon

Buying health insurance in Oregon is a task you need to do with care after obtaining health insurance quotes and comparing them to what your specific needs are. And, while it can seem overwhelming to look at the details of health insurance plans, you know that you need a good price. Don’t be tempted to buy just the cheap health insurance but instead learn how to compare health insurance plans to get more accuracy and a better fitting product.

Health Insurance Companies in Oregon

To get started, obtain a list of health insurance companies in Oregon that are available within your area. You can then begin to compare the health insurance providers in Oregon by the type of policy they offer, such as HMOs or PPOs. The top health insurance companies in Oregon then break down their options into several tiers giving you lots of options to choose from for your budget. The best health insurance companies in Oregon also provide you with competitive pricing and good access to your doctors.

How to Get the Best Rates for Health Insurance in Oregon

 

To get that list, use the Pretected website. Just enter your zip code in the box on this page, and we’ll provide you with a list of available providers in your community.

 

<zipcode>Find The Cheapest Health Insurance In Oregon</zipcode>

 

Cheap Health Insurance in Oregon

Most people want affordable health insurance in Oregon. How much does health insurance cost in Oregon, then? It’s important to know that you need to compare health insurance quotes in Oregon based on your individual needs. You shouldn’t choose just any policy, but one that fills your medical needs. Health insurance quotes in Oregon can be customized to reflect what you really need, not just what’s out there.

Average Health Insurance Cost in Oregon

Overall, health insurance in Oregon is relatively inexpensive. The average health insurance policy in Oregon costs $2,472 a year or $206 per month. Keep in mind this is a single person policy for a healthy individual.

 

<twitter>The average health insurance policy in Oregon costs $2,472 a year or $206 per month.</twitter>

 

Health Insurance for Low Income in Oregon

Don’t be overwhelmed if you think you cannot afford these costs. Many families with moderate to low income may qualify for some help. For example, if you have children, you may qualify for the Oregon State Children’s Health Insurance Program. It provides health insurance coverage to families who meet the income limits and have children up to the age of 19. The Oregon Special Supplemental Nutrition Program for Women, Infants, and Children also may help support your needs.

Free Health Insurance in Oregon

If you have very low income or no income, you may qualify for the Oregon Health Plan, the state’s Medicaid product. You will need to meet specific requirements. However, those who are seniors, families with young children, individuals with disabilities, and others may qualify if they have very low income.

Health Insurance Plans in Oregon

When comparing health insurance policies in Oregon, be sure to look at the type of plan that is being offered to you. High-deductible or catastrophic health insurance policies are one example. The more common options are health maintenance organizations (HMOs) and preferred provider organizations (PPOs) which give you a network of providers to choose from. Here are some areas to consider.

 

<qa>1;Individual Health Insurance in Oregon;As an individual, you can purchase a single-person policy in Oregon. If you are very healthy and don’t have specific needs for ongoing medical care, a high-deductible policy may help you save on premium costs. However, it only kicks in to provide coverage to you after that deductible is met, which means you may pay more out of pocket during the year.</qa> 

<qa>2;Family Health Insurance in Oregon;Most families will need to use medical care on a routine basis from checkups to emergency room visits. That is why HMOs and PPOs tend to be the best fit for families. They allow you to choose from a range of doctors and medical facilities within the plan to receive the best prices on health care.</qa> 

<qa>3;Short Term Health Insurance in Oregon;It’s highly recommended that you don’t miss any instances of having health insurance. Gaps in your coverage can make it more expensive for you to obtain new insurance. Instead, if you know your policy is running out, choose a temporary health insurance plan to cover those months.</qa> 

<qa>4;Child Health Insurance in Oregon;A child health insurance policy in Oregon is an option for those who just want coverage for a single child who is under the age of 18. Keep in mind that you should verify your child’s doctor is available on this plan before deciding to choose this policy.</qa> 

 

Public Health Issues in Oregon

Every insurance company looks at details of your health to determine insurance premiums. However, your community’s overall public health also factors into this. Here are some statistics that can play a role in what you pay.

Obesity in Oregon

Men and women who are obese are more likely to need medical care on an ongoing basis. They also are likely to suffer from conditions such as heart disease and diabetes. In Oregon, 29.4 percent of the adult population was obese in 2017, that’s below the national average.

Diabetes in Oregon

Diabetes requires ongoing medical care and medication. That’s why it can raise premium costs. In Oregon, 9.6 percent of adults had diabetes in 2017, again below the national average.

Childhood Obesity in Oregon

Yet another reason why Oregon’s health insurance costs are lower is the number of children between the age of 10 and 17 who are overweight or obese. Here, about 20.3 percent fell into this category in 2016.

 

<twitter>Yet another reason why Oregon’s health insurance costs are lower is the number of children between the age of 10 and 17 who are overweight or obese. Here, about 20.3 percent fell into this category in 2016.</twitter>

Oregon Mental Health Statistics

One area of concern is mental health stability. In 2016, 53.1 deaths out of every 100,000 could be attributed to suicide, alcohol, or drug use. That’s a reflection of a concerning trend.

Oregon STD Statistics

The state of Oregon has over 5,000 cases of sexually transmitted disease including gonorrhea, syphilis, and chlamydia.

Conclusion: How to Choose the Best Health Insurance in Oregon

The investment in health insurance in Oregon is a good thing, and it doesn’t have to be expensive if you know how to choose the right coverage and policy type for your needs. Pretected works to help you with this process by providing you with unbiased options to choose from.

 

<zipcode>Find The Cheapest Health Insurance In Oregon</zipcode>