Anemia: Signs, Prevention and Insurance Coverage

Do you have anemia symptoms? Perhaps you are worried about whether health insurance will cover your severe anemia or anemia of chronic disease. Here's everything you need to know about anemia and health insurance.

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Anemia: Signs, Prevention and Insurance Coverage

Anemia is the type of condition that can seem to happen to anyone. In those who have it, there is a lack of healthy red blood cells produced in the body, which means that oxygenated blood may not make it to all of the body’s tissues as it should. If you feel tired often, weak, and unable to do the things you like, it may be time to seek out care. Here is some key information for you, but this is based on health insurance and anemia, and should not be considered medical advice in any way.

What Causes Anemia?

There are various forms of anemia. Each one can be caused by something else. In most cases, the cause is brought on by the body’s inability to produce enough of the red blood cells needed. In some acute anemia situations, the cause may be due to excessive bleeding, in which a person loses too many red blood cells before the body can replace them. In other cases, the body’s systems work against it and try to destroy the red blood cells present.

 

This may be caused by other diseases, such as cancer, HIV/AIDS, arthritis, kidney disease, and much more. In some cases, a vitamin deficiency can be the underlying cause, such as B-12 and folate.

Anemia Risk Group

Because this is such a complex condition, any people can be impacted by it for various reasons. Those who have a diet that is lacking in vitamins and those who have intestinal disorders such as Crohn’s disease or celiac disease are most likely to have anemia. Additionally, women who have not gone through menopause are at a higher risk. Pregnancy can also increase it. A family history of the condition, including a family history of sickle cell anemia, can play a role.

Symptoms of Anemia

According to the Mayo Clinic, the most common signs of anemia include fatigue, overall weakness, dizziness, chest pain, pale or yellowing skin, and irregular heartbeats. Cold hands and feet can also be an indication. Unexplained headaches can also be a symptom of anemia. The only way to confirm this is through a blood test given at a doctor’s office or during emergency care.

Prevention of Anemia

Preventing anemia may be possible in some situations. The best route to do this is to ensure the body maintains a high level of iron. Iron deficiency anemia may be prevented, for example, by increasing iron, folate, B-12 vitamins, and Vitamin C intake. If there is a family history of the condition, routine medical care and screening is important.

Health Insurance Coverage for Anemia

Health insurance coverage is available for most cases of anemia. In most people, this condition is diagnosed through blood work and other diagnostic tools. Those tools, when carried out according to standard medical practice, are likely to have coverage under your health insurance plan. Most types of anemia are covered by insurance, including aplastic anemia, megaloblastic anemia, and hemolytic anemia.

 

If you have the signs of anemia, be sure to talk to your doctor about your care and treatment. Generally speaking, having anemia can make your health insurance a higher more expensive, but that does not exclude you from obtaining affordable health insurance protection. Most importantly, because you are likely to need ongoing medical care, testing, and medications to manage your needs, it is important for you to maintain health insurance long term. Not having it may make these treatments and routine monitoring of your condition difficult.

 

If you do not have health insurance right now, purchasing a policy that will cover your anemia disease is important. Work with your agent to understand which doctors are included in your plan, including all specialists that you routinely visit. You also want to be sure your health insurance policy has a lower deductible and more coverage throughout the year.

 

If you believe you have the symptoms of being anemic or you have been diagnosed, be sure to maintain your health insurance. Speak to your doctor about any treatment and, if you desire to, contact your health insurance company to verify your coverage before having any procedure completed.

 

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