Colorectal Cancer: Prevention and Insurance Coverage
Colorectal cancer is a serious and sometimes life-threatening health condition that is likely to require ongoing medical care and, in some situations, emergency care. If you receive a diagnosis of colon cancer, as it is often called, you will need to turn to your health insurance company to better understand what your options for coverage are. Most policies offer the support you need to get the treatment for colorectal cancer you need. The following information can help you choose a health insurance policy for coverage but shouldn’t be considered medical advice.
What Causes Colorectal Cancer?
Colon cancer is a type of cancer that forms in the large intestine. This condition is more common in older adults but can occur to anyone. Many times, it begins with a small polyp that becomes cancerous over time. Yet, the cause of colon cancer is often limitedly understood. The cancer occurs when healthy cells start to grow abnormally. Doctor’s don’t know why this happens, but when it does, it can require more advanced treatment. When cells continue to divide at a very fast rate, it can be damaging to the body. It is possible for this form of cancer to spread to other areas. That is why aggressive colon cancer treatment may be necessary.
Colorectal Cancer Risk Groups
You may be at a higher risk of colorectal cancer if you are older than the age of 50 and if you are African American. The condition is also more common in those who have had a history of polyps or cancerous tumors in other areas of the body. If you have some types of inflammatory colon problems, including Chron’s disease or ulcerative colitis, you could be at a higher risk as well. Those who have a family history of colon cancer are also more likely to develop this condition.
Symptoms of Colorectal Cancer
The Mayo Clinic provides some insight into the symptoms of colon cancer. This may include a change in bowel habits, such as constipation or diarrhea that does not seem to improve. You may develop rectal bleeding or see blood in your stool. Some people also feel as though they cannot empty their bowel fully. These could be signs of colon cancer.
Prevention of Colorectal Cancer
Preventing colorectal cancer is difficult to do in some cases. However, the best prevention is colon cancer screening. During a screening, such as a colonoscopy, doctors can use tools to safely remove polyps. These polyps could develop into cancer over time if left where they are. The best prevention of colon cancer then is to remove them. In addition to this, living a healthy lifestyle and eating a lot of fiber can also help. Health Insurance Coverage for Colorectal Cancer
A diagnosis of colorectal cancer can be worrisome to anyone, especially when you learn about all of the treatment and medical procedures you may need to find the care you require. When it comes to health insurance coverage for colon cancer, it is present in most policies. If you are diagnosed with a condition like this, your medical insurance should cover the diagnostic testing necessary, surgeries necessary, medications you need, chemotherapy, radiation, and other types of treatment. However, every policy has limits that you should know about and plan for.
If you are purchasing health insurance now, be sure to let the company know about your cancer diagnosis. Many times, you can purchase coverage that addresses your health needs clearly, which should include a deductible that you can afford and co-payments that fit your goals. Because colorectal cancer treatment can be extensive but varies from person to person, speak to your doctor about your course of care. Then, work to ensure your new health insurance policy includes those needs.
It can also be important to verify that your cancer doctors and hospitals are a part of your health insurance plan. In some cases, you may need to use only in-network doctors and specialists.
When it comes to getting treatment for colon cancer, having a quality health insurance plan to support your needs is important. If you do not feel you have enough coverage, now is the time to increase your limits.
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