Auto Insurance Main Points About Your BMW X3
- The average price of insurance for the BMW X3 is $71 a month for standard coverage and $27 a month for minimum coverage.
- The best price of insurance is offered by: State Farm
- The BMW X3 that costs least to insure is the: 2004 BMW X3 with an average standard coverage insurance price of $53 a month.
- The BMW X3 that has the highest price to insure is the: 2018 BMW X3 with an average standard coverage insurance price of $98 a month.
How Much Does Car Insurance Cost For Your BMW X3?
What year is your BMW X3?
2021 BMW X3
Average Annual Cost (Standard)
$1,102
Average Annual Cost (Minimum)
$288
Trims Available
M, M Competition, Sdrive30i, Xdrive30e, Xdrive30i, Xdrivem40i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $203 | $987 |
| 2 | State Farm | $249 | $923 |
| 3 | GEICO | $252 | $825 |
| 4 | Progressive | $295 | $875 |
| 5 | Allstate | $440 | $1,902 |
2020 BMW X3
Average Annual Cost (Standard)
$1,071
Average Annual Cost (Minimum)
$292
Trims Available
M Competition, Sdrive30i, Xdrive30e, Xdrive30i, Xdrivem40i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $223 | $1,037 |
| 2 | State Farm | $249 | $864 |
| 3 | GEICO | $252 | $796 |
| 4 | Progressive | $297 | $867 |
| 5 | Allstate | $440 | $1,789 |
2019 BMW X3
Average Annual Cost (Standard)
$1,080
Average Annual Cost (Minimum)
$317
Trims Available
Sdrive30i, Xdrive30i, Xdrivem40i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $247 | $1,002 |
| 2 | GEICO | $252 | $769 |
| 3 | State Farm | $254 | $841 |
| 4 | Progressive | $303 | $850 |
| 5 | Allstate | $529 | $1,938 |
2018 BMW X3
Average Annual Cost (Standard)
$1,172
Average Annual Cost (Minimum)
$325
Trims Available
Xdrive30i, Xdrivem40i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $256 | $912 |
| 2 | State Farm | $259 | $772 |
| 3 | GEICO | $270 | $1,728 |
| 4 | Progressive | $310 | $830 |
| 5 | Allstate | $529 | $1,617 |
2017 BMW X3
Average Annual Cost (Standard)
$963
Average Annual Cost (Minimum)
$333
Trims Available
Sdrive28i, Xdrive28d, Xdrive28i, Xdrive35i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $256 | $889 |
| 2 | State Farm | $261 | $756 |
| 3 | GEICO | $300 | $778 |
| 4 | Progressive | $320 | $848 |
| 5 | Allstate | $529 | $1,544 |
2016 BMW X3
Average Annual Cost (Standard)
$933
Average Annual Cost (Minimum)
$333
Trims Available
Sdrive28i, Xdrive28d, Xdrive28i, Xdrive35i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $228 | $843 |
| 2 | State Farm | $275 | $750 |
| 3 | GEICO | $300 | $755 |
| 4 | Progressive | $335 | $843 |
| 5 | Allstate | $529 | $1,476 |
2015 BMW X3
Average Annual Cost (Standard)
$907
Average Annual Cost (Minimum)
$335
Trims Available
Sdrive28i, Xdrive28d, Xdrive28i, Xdrive35i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $260 | $893 |
| 2 | State Farm | $261 | $713 |
| 3 | GEICO | $300 | $733 |
| 4 | Progressive | $327 | $786 |
| 5 | Allstate | $529 | $1,411 |
2014 BMW X3
Average Annual Cost (Standard)
$873
Average Annual Cost (Minimum)
$334
Trims Available
Xdrive28i, Xdrive35i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $268 | $844 |
| 2 | State Farm | $275 | $718 |
| 3 | GEICO | $300 | $725 |
| 4 | Progressive | $317 | $748 |
| 5 | Allstate | $512 | $1,330 |
2013 BMW X3
Average Annual Cost (Standard)
$836
Average Annual Cost (Minimum)
$335
Trims Available
Xdrive28i, Xdrive35i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $266 | $800 |
| 2 | State Farm | $272 | $677 |
| 3 | GEICO | $300 | $698 |
| 4 | Progressive | $322 | $728 |
| 5 | Allstate | $513 | $1,275 |
2012 BMW X3
Average Annual Cost (Standard)
$818
Average Annual Cost (Minimum)
$334
Trims Available
Xdrive28i, Xdrive35i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $254 | $653 |
| 2 | Erie | $288 | $800 |
| 3 | GEICO | $300 | $644 |
| 4 | Progressive | $316 | $816 |
| 5 | Allstate | $513 | $1,175 |
2011 BMW X3
Average Annual Cost (Standard)
$769
Average Annual Cost (Minimum)
$327
Trims Available
Xdrive28i, Xdrive35i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $249 | $629 |
| 2 | Progressive | $287 | $734 |
| 3 | Erie | $288 | $724 |
| 4 | GEICO | $300 | $628 |
| 5 | Allstate | $513 | $1,131 |
2010 BMW X3
Average Annual Cost (Standard)
$750
Average Annual Cost (Minimum)
$330
Trims Available
Xdrive30i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $256 | $706 |
| 2 | State Farm | $257 | $608 |
| 3 | GEICO | $295 | $533 |
| 4 | Progressive | $336 | $779 |
| 5 | Allstate | $507 | $1,125 |
2009 BMW X3
Average Annual Cost (Standard)
$730
Average Annual Cost (Minimum)
$332
Trims Available
Xdrive30i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $256 | $690 |
| 2 | State Farm | $277 | $596 |
| 3 | GEICO | $295 | $534 |
| 4 | Progressive | $326 | $702 |
| 5 | Allstate | $508 | $1,126 |
2008 BMW X3
Average Annual Cost (Standard)
$694
Average Annual Cost (Minimum)
$319
Trims Available
3.0si
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $231 | $509 |
| 2 | Erie | $256 | $672 |
| 3 | GEICO | $295 | $525 |
| 4 | Progressive | $306 | $638 |
| 5 | Allstate | $508 | $1,126 |
2007 BMW X3
Average Annual Cost (Standard)
$675
Average Annual Cost (Minimum)
$316
Trims Available
3.0si
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $236 | $540 |
| 2 | Erie | $260 | $625 |
| 3 | GEICO | $295 | $508 |
| 4 | Progressive | $303 | $618 |
| 5 | Allstate | $486 | $1,082 |
2006 BMW X3
Average Annual Cost (Standard)
$677
Average Annual Cost (Minimum)
$321
Trims Available
3.0i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $214 | $488 |
| 2 | Erie | $269 | $621 |
| 3 | GEICO | $295 | $511 |
| 4 | Progressive | $334 | $642 |
| 5 | Allstate | $493 | $1,122 |
2005 BMW X3
Average Annual Cost (Standard)
$640
Average Annual Cost (Minimum)
$323
Trims Available
2.5i, 3.0i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $226 | $473 |
| 2 | Erie | $283 | $604 |
| 3 | GEICO | $300 | $496 |
| 4 | Progressive | $309 | $559 |
| 5 | Allstate | $496 | $1,067 |
2004 BMW X3
Average Annual Cost (Standard)
$634
Average Annual Cost (Minimum)
$314
Trims Available
2.5i, 3.0i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $204 | $460 |
| 2 | Erie | $284 | $626 |
| 3 | Progressive | $288 | $524 |
| 4 | GEICO | $300 | $494 |
| 5 | Allstate | $495 | $1,065 |
Methodology
The insurance rates presented on this page are based on extensive research done by Quadrant Information Services and that refer to rates offered by major carriers to a 40 year old male driver from Ohio, with good credit and a clean driving record with these standard coverage limits:
- $50,000 bodily injury liability per person
- $100,000 bodily injury liability per accident
- $50,000 property damage liability per accident
- $50,000 uninsured motorist bodily injury per person
- $100,000 uninsured motorist bodily injury per accident
- $500 collision deductible
- $500 comprehensive deductible
The minimum coverage rates presented on this page are based on the same driver as above seeking these minimum coverage limits:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
These are sample rates and should be used for comparative purposes only. Depending on your personal information, your quotes may be different.