Average Insurance Cost for a BMW
The average annual auto insurance cost for a BMW is $1,137 (or $95 monthly). The monthly premium can change according to your driving history, the necessary level of coverage and between the different models of the BMW you are driving. Many insurance companies might suggest a different price for any model so it is important to always compare insurance providers. Search for your specific model in the list below and reveal the average monthly premium for your vehicle.
Choose your BMW Model to Compare Insurance Rates:
- Z8
- Z4
- Z3
- X7
- X6
- X5
- X4
- X3
- X2
- X1
- M850xi
- M8
- M760
- M6
- M550xi
- M5
- M440xi
- M4
- M340xi
- M340i
- M3
- M240xi
- M240i
- M235xi
- M235i
- M2
- M
- L7
- i8
- i3
- Alpina B7
- Alpina B6
- Activehybrid 7
- Activehybrid 5
- Activehybrid 3
- 850
- 840xi
- 840i
- 840
- 760
- 750
- 745xe
- 745
- 740
- 735
- 733
- 650
- 645
- 640
- 635
- 633
- 550
- 545
- 540xd
- 540
- 535
- 533
- 530xe
- 530e
- 530
- 528
- 525
- 524
- 440xi
- 440i
- 435
- 430xi
- 430i
- 428
- 340xi
- 340
- 335
- 330xi
- 330i
- 330e
- 330
- 328
- 325
- 323
- 320
- 318
- 230xi
- 230i
- 228xi
- 228i
- 228
- 135
- 128
The Cheapest Car Insurance by Model:
Rank | Model | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
---|---|---|---|
1 | 633 | $253 | $723 |
2 | 635 | $253 | $748 |
3 | 533 | $254 | $631 |
4 | 733 | $254 | $639 |
5 | L7 | $254 | $702 |
6 | 524 | $256 | $557 |
7 | 735 | $261 | $725 |
8 | Z8 | $261 | $1,128 |
9 | M550XI | $267 | $1,927 |
10 | Z3 | $268 | $591 |
11 | Z4 | $268 | $908 |
12 | 840I | $274 | $1,645 |
13 | 325 | $276 | $624 |
14 | 850 | $277 | $1,037 |
15 | I3 | $277 | $1,130 |
16 | 318 | $278 | $604 |
17 | M240XI | $278 | $1,431 |
18 | M2 | $278 | $1,531 |
19 | 840XI | $281 | $1,358 |
20 | M240I | $282 | $1,435 |
21 | 540 | $284 | $1,007 |
22 | 840 | $285 | $854 |
23 | 323 | $286 | $639 |
24 | 330I | $287 | $1,262 |
25 | M340I | $287 | $1,476 |
26 | 540XD | $288 | $1,513 |
27 | M6 | $288 | $1,655 |
28 | M4 | $288 | $1,841 |
29 | M760 | $288 | $2,338 |
30 | M3 | $289 | $971 |
31 | 530E | $289 | $1,396 |
32 | I8 | $289 | $2,411 |
33 | M | $290 | $854 |
34 | 525 | $291 | $718 |
35 | M340XI | $291 | $1,584 |
36 | 528 | $292 | $775 |
37 | 330XI | $292 | $1,264 |
38 | 530XE | $293 | $1,422 |
39 | 535 | $294 | $918 |
40 | 745 | $295 | $852 |
41 | 645 | $295 | $880 |
42 | X2 | $295 | $1,059 |
43 | M235XI | $295 | $1,161 |
44 | 750 | $295 | $1,305 |
45 | 440I | $295 | $1,522 |
46 | 230I | $296 | $1,191 |
47 | 530 | $297 | $987 |
48 | 740 | $298 | $1,243 |
49 | 440XI | $298 | $1,518 |
50 | M440XI | $298 | $1,741 |
51 | ALPINA B7 | $298 | $2,041 |
52 | M5 | $299 | $1,444 |
53 | 430I | $299 | $1,456 |
54 | 340XI | $300 | $1,409 |
55 | X7 | $300 | $1,455 |
56 | 330 | $301 | $805 |
57 | 320 | $301 | $840 |
58 | 230XI | $301 | $1,217 |
59 | 430XI | $301 | $1,441 |
60 | 745XE | $301 | $1,623 |
61 | 228XI | $302 | $1,071 |
62 | M235I | $302 | $1,185 |
63 | 228 | $303 | $989 |
64 | 545 | $304 | $811 |
65 | 135 | $304 | $842 |
66 | M850XI | $304 | $2,509 |
67 | ACTIVEHYBRID 3 | $305 | $1,160 |
68 | M8 | $306 | $1,299 |
69 | 650 | $306 | $1,548 |
70 | 640 | $306 | $1,578 |
71 | 435 | $309 | $1,224 |
72 | ALPINA B6 | $309 | $1,980 |
73 | 228I | $310 | $979 |
74 | 328 | $311 | $856 |
75 | 128 | $312 | $785 |
76 | 330E | $312 | $1,274 |
77 | ACTIVEHYBRID 7 | $312 | $1,518 |
78 | 335 | $316 | $975 |
79 | 550 | $316 | $1,181 |
80 | X4 | $317 | $1,126 |
81 | 340 | $317 | $1,293 |
82 | ACTIVEHYBRID 5 | $318 | $1,383 |
83 | X1 | $321 | $924 |
84 | 428 | $322 | $1,184 |
85 | X3 | $323 | $851 |
86 | 760 | $323 | $1,450 |
87 | X5 | $326 | $939 |
88 | X6 | $330 | $1,159 |
How Much Does Insurance Cost for Your BMW?
Every time you're trying to find the best online insurance quotes for your BMW, it is critical to know the specific features that this make of automotives has as it may highly affect the payments for your insurance.
Before you determine the best insurance policy for a BMW, make up your mind about what’s actually critical for you to insure in your car as it might be unique features that do not exist in any other make.
As the price to insure your BMW can significantly vary between multiple insurance companies, it is recommended that you pick your preferred insurance policy, and its monthly premium, prior to buying a specific brand of vehicles.
Methodology
The insurance rates presented on this page are based on extensive research done by Quadrant Information Services and that refer to rates offered by major carriers to a 40 year old male driver from Ohio, with good credit and a clean driving record with these standard coverage limits:
- $50,000 bodily injury liability per person
- $100,000 bodily injury liability per accident
- $50,000 property damage liability per accident
- $50,000 uninsured motorist bodily injury per person
- $100,000 uninsured motorist bodily injury per accident
- $500 collision deductible
- $500 comprehensive deductible
The minimum coverage rates presented on this page are based on the same driver as above seeking these minimum coverage limits:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
These are sample rates and should be used for comparative purposes only. Depending on your personal information, your quotes may be different.