Auto Insurance Main Points About The BMW X5
- The average monthly premium to insure the BMW X5 is $78 a month for standard coverage and $27 a month for minimum coverage.
- The lowest cost of insurance is offered by: Progressive
- The BMW X5 that is most affordable to insure is the: 2001 BMW X5 with an average standard coverage insurance price of $53 a month.
- The BMW X5 that has the highest premiums to insure is the: 2020 BMW X5 with an average standard coverage insurance price of $117 a month.
How Much Does Car Insurance Cost For Your BMW X5?
What year is your BMW X5?
2021 BMW X5
Average Annual Cost (Standard)
$1,216
Average Annual Cost (Minimum)
$298
Trims Available
M, M Competition, M50i, Sdrive 40I, Xdrive40i, Xdrive45e
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $236 | $990 |
| 2 | Erie | $242 | $1,169 |
| 3 | Progressive | $265 | $1,184 |
| 4 | GEICO | $286 | $1,210 |
| 5 | Allstate | $460 | $1,525 |
2020 BMW X5
Average Annual Cost (Standard)
$1,403
Average Annual Cost (Minimum)
$319
Trims Available
M, M Competition, M50i, Sdrive 40I, Xdrive40i, Xdrive50i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $249 | $1,168 |
| 2 | Progressive | $266 | $1,165 |
| 3 | Erie | $276 | $1,339 |
| 4 | GEICO | $286 | $1,162 |
| 5 | Allstate | $516 | $2,183 |
2019 BMW X5
Average Annual Cost (Standard)
$1,335
Average Annual Cost (Minimum)
$307
Trims Available
Xdrive40i, Xdrive50i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $240 | $955 |
| 2 | GEICO | $260 | $1,196 |
| 3 | Erie | $264 | $1,145 |
| 4 | Progressive | $269 | $1,085 |
| 5 | Allstate | $502 | $2,294 |
2018 BMW X5
Average Annual Cost (Standard)
$1,290
Average Annual Cost (Minimum)
$323
Trims Available
M, Sdrive35i, Xdr40e, Xdrive35d, Xdrive35i, Xdrive50i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $259 | $1,095 |
| 2 | Progressive | $275 | $1,049 |
| 3 | Erie | $276 | $1,251 |
| 4 | GEICO | $291 | $1,105 |
| 5 | Allstate | $516 | $1,950 |
2017 BMW X5
Average Annual Cost (Standard)
$1,239
Average Annual Cost (Minimum)
$332
Trims Available
M, Sdrive35i, Xdr40e, Xdrive35d, Xdrive35i, Xdrive50i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $261 | $962 |
| 2 | Progressive | $281 | $1,020 |
| 3 | Erie | $285 | $1,271 |
| 4 | GEICO | $315 | $1,091 |
| 5 | Allstate | $516 | $1,852 |
2016 BMW X5
Average Annual Cost (Standard)
$1,170
Average Annual Cost (Minimum)
$335
Trims Available
M, Sdrive35i, Xdr40e, Xdrive35d, Xdrive35i, Xdrive50i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $262 | $1,200 |
| 2 | State Farm | $289 | $921 |
| 3 | Progressive | $291 | $987 |
| 4 | GEICO | $315 | $980 |
| 5 | Allstate | $517 | $1,763 |
2015 BMW X5
Average Annual Cost (Standard)
$1,090
Average Annual Cost (Minimum)
$337
Trims Available
M, Sdrive35i, Xdrive35d, Xdrive35i, Xdrive50i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $275 | $838 |
| 2 | Erie | $280 | $1,036 |
| 3 | Progressive | $299 | $951 |
| 4 | GEICO | $315 | $947 |
| 5 | Allstate | $517 | $1,677 |
2014 BMW X5
Average Annual Cost (Standard)
$1,127
Average Annual Cost (Minimum)
$334
Trims Available
M, Sdrive35i, Xdrive35d, Xdrive35i, Xdrive50i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $280 | $1,021 |
| 2 | Progressive | $296 | $891 |
| 3 | GEICO | $300 | $897 |
| 4 | State Farm | $303 | $901 |
| 5 | Allstate | $490 | $1,927 |
2013 BMW X5
Average Annual Cost (Standard)
$965
Average Annual Cost (Minimum)
$340
Trims Available
M, Xdrive35d, Xdrive35i, Xdrive50i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $272 | $779 |
| 2 | Progressive | $286 | $829 |
| 3 | GEICO | $315 | $843 |
| 4 | Erie | $318 | $1,021 |
| 5 | Allstate | $508 | $1,353 |
2012 BMW X5
Average Annual Cost (Standard)
$954
Average Annual Cost (Minimum)
$353
Trims Available
M, Xdrive35d, Xdrive35i, Xdrive50i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $307 | $810 |
| 2 | GEICO | $315 | $817 |
| 3 | Progressive | $316 | $816 |
| 4 | Erie | $318 | $1,030 |
| 5 | Allstate | $508 | $1,296 |
2011 BMW X5
Average Annual Cost (Standard)
$856
Average Annual Cost (Minimum)
$338
Trims Available
M, Xdrive35d, Xdrive35i, Xdrive50i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $275 | $748 |
| 2 | Progressive | $287 | $734 |
| 3 | Erie | $307 | $805 |
| 4 | GEICO | $315 | $750 |
| 5 | Allstate | $508 | $1,242 |
2010 BMW X5
Average Annual Cost (Standard)
$816
Average Annual Cost (Minimum)
$335
Trims Available
M, Xdrive30i, Xdrive35d, Xdrive48i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $256 | $851 |
| 2 | State Farm | $257 | $620 |
| 3 | GEICO | $303 | $573 |
| 4 | Progressive | $336 | $779 |
| 5 | Allstate | $524 | $1,259 |
2009 BMW X5
Average Annual Cost (Standard)
$852
Average Annual Cost (Minimum)
$335
Trims Available
Xdrive30i, Xdrive35d, Xdrive48i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $256 | $827 |
| 2 | State Farm | $264 | $616 |
| 3 | GEICO | $303 | $856 |
| 4 | Progressive | $326 | $702 |
| 5 | Allstate | $524 | $1,260 |
2008 BMW X5
Average Annual Cost (Standard)
$766
Average Annual Cost (Minimum)
$330
Trims Available
3.0i, 4.8i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $256 | $592 |
| 2 | Erie | $260 | $777 |
| 3 | GEICO | $303 | $564 |
| 4 | Progressive | $306 | $638 |
| 5 | Allstate | $524 | $1,260 |
2007 BMW X5
Average Annual Cost (Standard)
$776
Average Annual Cost (Minimum)
$328
Trims Available
3.0i, 4.8i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $248 | $569 |
| 2 | Erie | $260 | $677 |
| 3 | Progressive | $303 | $618 |
| 4 | GEICO | $303 | $755 |
| 5 | Allstate | $524 | $1,260 |
2006 BMW X5
Average Annual Cost (Standard)
$719
Average Annual Cost (Minimum)
$329
Trims Available
3.0i, 4.4i, 4.8is
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $225 | $534 |
| 2 | Erie | $264 | $639 |
| 3 | GEICO | $300 | $517 |
| 4 | Progressive | $334 | $642 |
| 5 | Allstate | $524 | $1,265 |
2005 BMW X5
Average Annual Cost (Standard)
$700
Average Annual Cost (Minimum)
$323
Trims Available
3.0i, 4.4i, 4.8is
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $215 | $518 |
| 2 | Erie | $269 | $644 |
| 3 | GEICO | $300 | $515 |
| 4 | Progressive | $309 | $559 |
| 5 | Allstate | $523 | $1,264 |
2004 BMW X5
Average Annual Cost (Standard)
$724
Average Annual Cost (Minimum)
$318
Trims Available
3.0i, 4.4i, 4.8is
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $204 | $489 |
| 2 | Erie | $274 | $649 |
| 3 | Progressive | $288 | $524 |
| 4 | GEICO | $300 | $693 |
| 5 | Allstate | $522 | $1,263 |
2003 BMW X5
Average Annual Cost (Standard)
$685
Average Annual Cost (Minimum)
$325
Trims Available
3.0i, 4.4i, 4.6is
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $206 | $452 |
| 2 | Erie | $274 | $631 |
| 3 | Progressive | $315 | $545 |
| 4 | GEICO | $317 | $666 |
| 5 | Allstate | $512 | $1,129 |
2002 BMW X5
Average Annual Cost (Standard)
$651
Average Annual Cost (Minimum)
$319
Trims Available
3.0i, 4.4i, 4.6is
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $201 | $468 |
| 2 | Erie | $283 | $642 |
| 3 | Progressive | $291 | $519 |
| 4 | GEICO | $310 | $499 |
| 5 | Allstate | $509 | $1,126 |
2001 BMW X5
Average Annual Cost (Standard)
$637
Average Annual Cost (Minimum)
$310
Trims Available
3.0i, 4.4i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $198 | $463 |
| 2 | Progressive | $251 | $452 |
| 3 | Erie | $284 | $649 |
| 4 | GEICO | $311 | $495 |
| 5 | Allstate | $507 | $1,124 |
2000 BMW X5
Average Annual Cost (Standard)
$689
Average Annual Cost (Minimum)
$308
Trims Available
4.4i
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $189 | $454 |
| 2 | Progressive | $253 | $470 |
| 3 | Erie | $283 | $651 |
| 4 | GEICO | $318 | $661 |
| 5 | Allstate | $496 | $1,208 |
Methodology
The insurance rates presented on this page are based on extensive research done by Quadrant Information Services and that refer to rates offered by major carriers to a 40 year old male driver from Ohio, with good credit and a clean driving record with these standard coverage limits:
- $50,000 bodily injury liability per person
- $100,000 bodily injury liability per accident
- $50,000 property damage liability per accident
- $50,000 uninsured motorist bodily injury per person
- $100,000 uninsured motorist bodily injury per accident
- $500 collision deductible
- $500 comprehensive deductible
The minimum coverage rates presented on this page are based on the same driver as above seeking these minimum coverage limits:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
These are sample rates and should be used for comparative purposes only. Depending on your personal information, your quotes may be different.