Average Insurance Cost for a Smart
The average annual auto insurance cost for a Smart is $669 (or $56 monthly). The monthly premium can change according to your personal details, the needed level of coverage and between the multiple models of the Smart you have. Alternative insurance companies will offer a different price for every model so it is recommended to always compare insurance providers. Find your particular model in the list below and discover the average price for your car.
Choose your Smart Model to Compare Insurance Rates:
The Cheapest Car Insurance by Model:
| Rank | Model | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | FORTWO | $288 | $669 |
How Much Does Insurance Cost for Your Smart?
When you're inquiring about the best online insurance prices for your Smart, it is critical to recognize the particular features that this make of automotives has as it may highly impact the payments for your insurance.
Before you select the best insurance policy for a Smart, make up your mind about what’s actually important for you to insure in your car as it might be unique features that do not appear in any other car manufacturer.
As the premium to insure your Smart can considerably shift between different insurance companies, we recommend you choose your preferable insurance policy, and its monthly premium, prior to buying a particular brand of cars.
Methodology
The insurance rates presented on this page are based on extensive research done by Quadrant Information Services and that refer to rates offered by major carriers to a 40 year old male driver from Ohio, with good credit and a clean driving record with these standard coverage limits:
- $50,000 bodily injury liability per person
- $100,000 bodily injury liability per accident
- $50,000 property damage liability per accident
- $50,000 uninsured motorist bodily injury per person
- $100,000 uninsured motorist bodily injury per accident
- $500 collision deductible
- $500 comprehensive deductible
The minimum coverage rates presented on this page are based on the same driver as above seeking these minimum coverage limits:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
These are sample rates and should be used for comparative purposes only. Depending on your personal information, your quotes may be different.