Auto Insurance Top Info Regarding Your Smart Fortwo
- The average cost of insurance for the Smart Fortwo is $56 a month for standard coverage and $24 a month for minimum coverage.
- The best monthly premium is offered by: Progressive
- The Smart Fortwo that is most affordable to insure is the: 2008 Smart Fortwo with an average standard coverage insurance price of $47 a month.
- The Smart Fortwo that has the highest premiums to insure is the: 2019 Smart Fortwo with an average standard coverage insurance price of $72 a month.
How Much Does Car Insurance Cost For Your Smart Fortwo?
What year is your Smart Fortwo?
2019 Smart Fortwo
Average Annual Cost (Standard)
$867
Average Annual Cost (Minimum)
$266
Trims Available
N/A
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $123 | $593 |
| 2 | Progressive | $220 | $816 |
| 3 | GEICO | $221 | $548 |
| 4 | State Farm | $267 | $680 |
| 5 | Allstate | $500 | $1,698 |
2018 Smart Fortwo
Average Annual Cost (Standard)
$839
Average Annual Cost (Minimum)
$269
Trims Available
N/A
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $123 | $571 |
| 2 | GEICO | $225 | $545 |
| 3 | Progressive | $225 | $793 |
| 4 | State Farm | $272 | $668 |
| 5 | Allstate | $500 | $1,616 |
2017 Smart Fortwo
Average Annual Cost (Standard)
$766
Average Annual Cost (Minimum)
$297
Trims Available
N/A
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $190 | $554 |
| 2 | GEICO | $257 | $590 |
| 3 | State Farm | $261 | $579 |
| 4 | Progressive | $262 | $747 |
| 5 | Allstate | $515 | $1,361 |
2016 Smart Fortwo
Average Annual Cost (Standard)
$725
Average Annual Cost (Minimum)
$294
Trims Available
N/A
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $190 | $540 |
| 2 | State Farm | $248 | $539 |
| 3 | GEICO | $257 | $574 |
| 4 | Progressive | $262 | $670 |
| 5 | Allstate | $514 | $1,304 |
2015 Smart Fortwo
Average Annual Cost (Standard)
$675
Average Annual Cost (Minimum)
$293
Trims Available
Passion, Pure
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $204 | $542 |
| 2 | GEICO | $244 | $523 |
| 3 | State Farm | $248 | $502 |
| 4 | Progressive | $254 | $599 |
| 5 | Allstate | $513 | $1,211 |
2014 Smart Fortwo
Average Annual Cost (Standard)
$627
Average Annual Cost (Minimum)
$282
Trims Available
Passion, Pure
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $175 | $493 |
| 2 | GEICO | $244 | $510 |
| 3 | State Farm | $248 | $482 |
| 4 | Progressive | $252 | $572 |
| 5 | Allstate | $491 | $1,076 |
2013 Smart Fortwo
Average Annual Cost (Standard)
$627
Average Annual Cost (Minimum)
$285
Trims Available
Passion, Pure
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $159 | $467 |
| 2 | GEICO | $244 | $496 |
| 3 | State Farm | $245 | $478 |
| 4 | Progressive | $266 | $573 |
| 5 | Allstate | $513 | $1,121 |
2012 Smart Fortwo
Average Annual Cost (Standard)
$582
Average Annual Cost (Minimum)
$282
Trims Available
Passion, Pure
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $163 | $458 |
| 2 | State Farm | $240 | $463 |
| 3 | GEICO | $244 | $484 |
| 4 | Progressive | $270 | $536 |
| 5 | Allstate | $491 | $969 |
2011 Smart Fortwo
Average Annual Cost (Standard)
$591
Average Annual Cost (Minimum)
$289
Trims Available
Passion, Pure
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Erie | $208 | $499 |
| 2 | Progressive | $237 | $502 |
| 3 | GEICO | $244 | $474 |
| 4 | State Farm | $249 | $496 |
| 5 | Allstate | $507 | $982 |
2010 Smart Fortwo
Average Annual Cost (Standard)
$599
Average Annual Cost (Minimum)
$301
Trims Available
Passion, Pure
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | Progressive | $243 | $458 |
| 2 | GEICO | $244 | $445 |
| 3 | State Farm | $244 | $483 |
| 4 | Erie | $283 | $580 |
| 5 | Allstate | $492 | $1,031 |
2009 Smart Fortwo
Average Annual Cost (Standard)
$571
Average Annual Cost (Minimum)
$300
Trims Available
Passion, Pure
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $226 | $432 |
| 2 | GEICO | $244 | $434 |
| 3 | Progressive | $258 | $451 |
| 4 | Erie | $283 | $569 |
| 5 | Allstate | $491 | $968 |
2008 Smart Fortwo
Average Annual Cost (Standard)
$561
Average Annual Cost (Minimum)
$298
Trims Available
Passion, Pure
| Rank | Company | Avg. Annual Rate (Minimum) |
Avg. Annual Rate (Standard) |
|---|---|---|---|
| 1 | State Farm | $231 | $428 |
| 2 | Progressive | $238 | $408 |
| 3 | GEICO | $244 | $438 |
| 4 | Erie | $284 | $562 |
| 5 | Allstate | $491 | $968 |
Methodology
The insurance rates presented on this page are based on extensive research done by Quadrant Information Services and that refer to rates offered by major carriers to a 40 year old male driver from Ohio, with good credit and a clean driving record with these standard coverage limits:
- $50,000 bodily injury liability per person
- $100,000 bodily injury liability per accident
- $50,000 property damage liability per accident
- $50,000 uninsured motorist bodily injury per person
- $100,000 uninsured motorist bodily injury per accident
- $500 collision deductible
- $500 comprehensive deductible
The minimum coverage rates presented on this page are based on the same driver as above seeking these minimum coverage limits:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
These are sample rates and should be used for comparative purposes only. Depending on your personal information, your quotes may be different.